As a premier full-service financial services firm, Morgan Stanley can provide you with the most extensive array of high-quality products and services in the industry today. We are committed to helping investors build, manage and preserve financial assets through comprehensive investment planning and credit management tailored to meet their individual needs. Recognizing that each investor''s financial goals are unique, we can develop an investment plan based on your current financial situation and needs. Beyond stocks, bonds and mutual funds, we offer insurance products, unit investment trusts, tax-exempt investments, credit products and services, retirement planning and professional money management services, to name just a few. Morgan Stanley Dean, we are committed to serving the individual investor. Whatever your financial requirements, we hope that we may soon have the privilege of serving you.